Business Analyst for SME Lending

Описание Ardshinbank is a leading bank in Armenia offering retail and commercial banking, investment banking, and private and wealth solutions. It serves over 380,000 customers through 1,700+ employees, 65 branches, and mobile and online banking platforms.

Задачи • Research lending and banking services markets for micro, small, and medium-sized enterprises under the direction of the regional manager • Attract SME customers in the regions served by the Bank’s branches • Organize meetings and visits with prospective SME customers and present the Bank’s services • Analyze prospective borrowers’ businesses and carry out the lending process • Track loan applications and submit them to the authorized approval bodies or committees • Promote banking services and products and conduct cross-selling • Take steps to meet individual and branch monthly and quarterly plans and targets • Maintain and regularly update SME customer profiles • Manage SME customers’ active and passive portfolios • Service the loan portfolio and communicate effectively with customers • Monitor loan portfolio quality and support the recovery of problem loans • Propose ways to optimize and automate SME customer service business processes to the regional manager • Carry out assignments from the regional manager • Perform other duties assigned under the Bank’s internal regulations, decisions, and orders • Submit reports on completed work to the direct manager, the regional manager

Требования • Higher or vocational…