Business Analyst for SME Lending

Описание Ardshinbank is a leading bank in Armenia offering retail and commercial banking, investment banking, and private and wealth solutions. It serves over 380,000 customers through a network of 65 branches and a mobile and online banking platform.

Задачи • Research lending and banking services markets for micro, small, and medium-sized businesses, as assigned by the regional head • Attract SME customers in the regions served by the bank’s branches • Organize meetings and visits with prospective SME customers and present the bank’s services • Analyze prospective borrowers’ businesses and manage the lending process • Track loan applications and submit them to authorized approval bodies and committees • Promote banking services and products and conduct cross-selling • Work toward individual and branch monthly and quarterly targets and performance indicators • Maintain and regularly update SME customer profiles • Manage SME customers’ active and passive portfolios • Service the established loan portfolio and communicate effectively with customers • Monitor loan portfolio quality and support the recovery of problem loans • Propose and submit improvements to optimize and automate business processes for serving SME customers • Carry out assignments from the regional head • Perform other assigned functions under the bank’s internal regulations, decisions, and orders • Report completed work to the direct manager, the regional head

Требования • Higher or professional education •…