Product Manager (Deposit/Liquidity)

Role Summary

The Private Bank Deposits Product Manager is the business owner for Deposits within a broader product domain. This role manages product-level strategy, performance, pricing, competitive positioning, and risk alignment. The Product Manager ensures each product meets client needs, enhances advisor effectiveness, and contributes to Private Bank financial and risk objectives.

Product Managers partner closely with Experience Owners—who handle requirement writing, delivery execution, and testing—while the Product Manager provides business direction, product intent, and prioritization.

Key Responsibilities

Product Strategy & Ownership

- Owns strategy, positioning, and enhancement roadmap for assigned products within the domain. - Develops product proposals, business cases, and strategic recommendations. - Ensures product design aligns with client needs, business goals, credit appetite, and market positioning. - Maintains product policies, procedures, and advisor guidance.

Business Feedback & Market Insights

- Gathers and analyzes advisor feedback, client insights, and competitive trends. - Identifies gaps and opportunities to enhance product relevancy or competitiveness. - Converts findings into clear product recommendations and priorities.

Pricing & Profitability

- Conducts pricing analysis and recommends rate, fee, and structural changes. - Monitors profitability, revenue contribution, and return metrics. - Ensures pricing actions are aligned with business,…